Generated by All in One SEO Pro v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Gary Rivlin ## Sitemaps - [XML Sitemap](https://garyrivlin.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Me and Fat Tone: doing the ebook, Amazon Single thing](https://garyrivlin.com/me-and-fat-tone-doing-the-ebook-amazon-single-thing/) - “A convicted killer. A journalist. An enduring friendship.” That’s how The Atavist is promoting this story I’ve written for them about my twenty-year relationship with Tony Davis, who was 18-years-old when he killed an 13-year-old during a drive-by shooting. I first met Tony in 1993, when I was a young journalist seeking to put a - [Hear Me Speak at the Cleveland City Club](https://garyrivlin.com/hear-me-speak-at-the-cleveland-city-club/) - An alternative title for this post might be: Presidents, World Leaders, and Me. I happily said yes when I was invited to address the Cleveland City Club -- and then I received a more formal invitation in the mail that listed some of its past speakers. The City Club was having me for its Friday - [Pinch Hitting on PBS's NewsHour](https://garyrivlin.com/pinch-hitting-on-pbss-newshour/) - I've been a fan of Ray Suarez's work dating back to his days hosting NPR's "Talk of the Nation." My favorite part was always the brief essay he he would write to introduce that segment of the show. The man can write -- and radio gave his words a real intimacy, almost like he was - [Even Bloomberg "Loves" BROKE](https://garyrivlin.com/even-bloomberg-loves-broke/) - Well, I'm not sure what Mayor Mike thinks of BROKE but it was sweet to log on Twitter a few days back and read this tweet posted by the book review editor at Bloomberg News: "Bloomberg's Jim Pressley, master reviewer of all finance books, loves 'Broke USA' by @grivlin" Lots of quotables in this review - [Payday: "like mosquitoes adapting"](https://garyrivlin.com/payday-like-mosquitoes-adapting/) - Sure, sure, everyone was focused on whether Ohio would go for Obama or McCain in November 2008 but the question that drew me to the state a couple of times that fall was whether voters there would side with the payday lenders, who were seeking the right to continue charging fees that worked out to - [It's Just Possible Congress Did Right By Financial Reform](https://garyrivlin.com/its-just-possible-congress-did-right-by-financial-reform/) - I'll confess to having been a cynic about Sen. Chris Dodd, Democrat from Conn. In BROKE, I note that Dodd, pictured, had accepted tens of thousands of dollars from payday lenders and other fringe financiers. He had also been spotted having dinner with the online payday lenders, who charge rates so high they make the - [WashPost, Wall St Jnl, Mpls Strib: more reviews](https://garyrivlin.com/washpost-wall-st-jnl-mpls-strib-more-reviews/) - Some new reviews. No complaints -- well, okay one complaint. When I have more time I'd like to write about The Wall Street Journal which more than gave me my due ("Mr. Rivlin brings to his subject a genuine gift for storytelling") and makes my book sound interesting, but I'll confess she throws out more - [Way Too Much of Me/ radio links](https://garyrivlin.com/way-too-much-of-me/) - Exciting week. My first book reading in 11 years, at the big Barnes & Noble on Manhattan's Upper West Side. A really nice turnout, which was very gratifying. Earlier in the day I was on the Leonard Lopate show, on WNYC, which no doubt helped draw people to the bookstore (Lopate is a great interviewer), - [Me and Kai Ryssdal talk the poverty industry](https://garyrivlin.com/me-and-kai-ryssdal-talk-the-poverty-industry/) - I used to be a semi-regular on the radio show "Marketplace." Back in the day when getting rich seemed no more complicated than starting your own dot-com. (I post 4 or 5 of these appearances under "BIO/ radio appearances.") But the bubble burst in 2000 and soon my role as resident skeptic was one *everyone* - ['Incisive,' 'scathing,' 'important,' 'scrupulously fair'](https://garyrivlin.com/see-why-i-write-for-a-living-not-talk/) - Heather MacDonald of the Manhattan Institute, a conservative think tank based here in New York, talks with me about BROKE USA on CSPAN-2's "After Words." It was taped in May on the convention floor of Book Expo America and first aired on June 12th. Click here to watch. Also, a real thrill to see my - [Kicking Up a Sh*tstorm in Cleveland, Tenn.](https://garyrivlin.com/kicking-up-a-shtstorm-in-cleveland-tenn/) - An intense first week as Broke, USA saw its official release on Tuesday. It was a thrill to start the week talking about the book on "Fresh Air" with Terry Gross, who uttered some of the sweetest words an author can ever hear: "We'll continue talking with our guest, author Gary Rivlin, in the second - [Fat Times for the Poverty Industry](https://garyrivlin.com/fat-times-for-the-poverty-industry/) - How good are hard times for those in the poverty business? Those in the payday industry and other storefront lenders claim they're struggling along but the numbers show otherwise. Read my piece in TheAtlantic.com exploring why with the financial misery high, these are fat times for many businesses operating on the economic fringes. Defaults may - [Excerpt in Slate's "The Big Money"](https://garyrivlin.com/excerpt-in-slates-the-big-money/) - Click here to read about Tim Thomas, who owns Daddy's Money Pawn Shop in Wichita, Kansas. I met Thomas at the annual check cashers convention in Las Vegas. What I loved about talking with him was his complete candor about the dollars and cents of the poverty industry, walking me through the various fees he - ["Fresh Air" interview with Terry Gross](https://garyrivlin.com/fresh-air-interview-with-terry-grosss/) - "Turning Poverty Into a Multibillion-Dollar Industry": Click here to hear me talking with Terry Gross about Broke USA. The rest of the description from the "Fresh Air" website: "Pawnshops, payday lenders, check cashers and rent-to-own companies take in $33 billion a year. In writing his new book, Broke, USA, Gary Rivlin discovered how the businesses - [Pioneers of Subprime: Allan Jones and the Payday Loan](https://garyrivlin.com/pioneers-of-subprime-allan-jones-and-the-payday-loan/) - I write about Allan Jones – W. Allan Jones, Jr., if I were still on staff at The New York Times – in a piece for The Huffington Post. The Cliff's Notes version of that post: Let’s just say that Mr. Jones (pictured) and those around him are not the most progressive bunch on issues - [BROKE 'dissects,' 'eviscerates' the 'vulture finance' industry](https://garyrivlin.com/okrent-broke-dissects-eviscerates-the-vulture-finance-industry/) - "Rivlin opens up, dissects and eviscerates the gigantic industry of vulture finance...a fascinating book." - [Poverty, Inc. Asks, ‘Why Us?’](https://garyrivlin.com/poverty-inc-asks-why-us/) - The subprime credit card issuer charging interest rates of 25 percent or more. All those subprime auto lenders charging 20 or 22 or 25 percent a year in interest for a car loan. Others in the poverty industry. All are saying the same thing: We didn’t cause the Great Recession of 2008 so why is - [Book Excerpt in Biz Wk: "Payday Nation"](https://garyrivlin.com/payday-nation/) - Payday Nation: How lending to people against their future paychecks went from a single shack to a strip mall staple - [Payday's Powerful Friend in the Senate](https://garyrivlin.com/paydays-powerful-friend-in-the-senate/) - In March, Keith Epstein of the Huffington Post Investigative Fund blew me away with an in-depth look at the dollars the payday lending industry has poured into its lobbying efforts over the past decade. As much as the industry spent in the second half of the 1990s and early 2000s convincing state legislatures to exempt - [Planet Money and the Payday Loan](https://garyrivlin.com/planet-money-and-the-payday-loan/) - I love the way this podcast from the talented folks at NPR’s “Planet Money” opens: with an ad the payday lending industry created to oppose a range of reform measures working their way through Congress (the subject of my last blog entry). Except here, when the industry is calling the shots, they’re not payday lenders - [Payday Lenders Confront Mortality](https://garyrivlin.com/payday-lenders-confront-mortality/) - Why the $40-billion-a-year payday lending industry fears financial reform on Capital Hill. As the Senate nears a vote on a financial reform package, I wrote this piece for the Huffington Post. Less popular than the country's cigarette makers, and charging fees that can top 652 percent if expressed as an annual interest rate, the payday - [The Pentagon versus Car Dealers](https://garyrivlin.com/i-blog-therefore-i-am/) - My first blog post for the Huffington Post: Senator Sam Brownback (photo), a Kansas Republican, writes an amendment exempting auto dealers from a proposed new consumer financial protection bureau, Barack Obama denounces Brownback's amendment as a "special loophole." Meanwhile, the bigger worry for car dealers isn't so much the President as the military. The - [Poverty, INC.](https://garyrivlin.com/poverty-inc/) - I write in BROKE, USA about the poverty business morphing into an industry. It used to be the owners of the corner pawnshop might have gotten Cadillac-rich extending short-term credit to the working poor. Today, though, there’s Cash America, one of three publicly-traded companies in the pawn trade. Cash America operates a chain of 600 ## Pages - [Home Page](https://garyrivlin.com/) - Gary Rivlin is a Pulitzer Prize–winning investigative reporter and the author of eleven books, including AI Valley and Katrina: After the Flood. His work has appeared in the New York Times Magazine, Mother Jones, and Wired, among other publications. He is a two-time Gerald Loeb Award winner and former reporter for the New York Times. - [Contact](https://garyrivlin.com/contact/) - Write to me directly at--sorry scraper bots--garyrivlin [at] gmail dot com or use the handy-dandy form below. - [Speaking](https://garyrivlin.com/speaking/) - I always enjoy talking about my work – and welcome any inquiries about having me visit as a speaker. I'm represented by the BrightSight Group if interested in having me speak at your event. Please contact tom@brightsightgroup.com. Or I can be reached at garyrivlin@gmail.com - [Media Hits](https://garyrivlin.com/media-hits/) - Fresh Air, "AI's Promise & Its Perils" I talk AI VALLEY with Dave Davies, March 19, 20125. CBS Mornings How AI is shaping our world and who’s cashing in, March 25, 2025. "Will AI eventually render book authors obsolete?" Nick Thompson, CEO of the Atlantic and former editor of Wired, features AI VALLEY in his daily “The Most Interesting - [Books](https://garyrivlin.com/books/) - [Articles](https://garyrivlin.com/articles/) - [Bio](https://garyrivlin.com/about-gary/) - It feels like I’ve been a journalist forever. I’ve done the daily journalism thing with The New York Times. I’ve written long-form journalism for everyone from The New York Times Magazine to Wired to Newsweek to the American Bar Association Journal. I’ve written seven full-length books, including most recently, AI VALLEY, along with a trio of smaller books for Simon & Schuster's ## Upcoming Events - [](https://garyrivlin.com/upcoming-event/905/) - [Miami Book Fair](https://garyrivlin.com/upcoming-event/miami-book-fair-2/) - [OCTOBER 5, SARATOGA SPRINGS, NY](https://garyrivlin.com/upcoming-event/october-5-saratoga-springs-ny/) - [Miami Book Fair](https://garyrivlin.com/upcoming-event/miami-book-fair/) - Nov. 23, 2 p.m. - [SEPTEMBER 26, LISBON, PORTUGAL](https://garyrivlin.com/upcoming-event/september-26-lisbon-portugal/) - [SEPTEMBER 25, LISBON, PORTUGAL](https://garyrivlin.com/upcoming-event/september-25-lisbon-portugal/) - [SEPTEMBER 9, BERKELEY, CA](https://garyrivlin.com/upcoming-event/september-9-berkeley-ca/) ## Books - [AI Valley](https://garyrivlin.com/book/ai-valley/) - [The Godfather Of Silicon Valley](https://garyrivlin.com/book/the-godfather-of-silicon-valley/) - Ron - [Saving Main Street](https://garyrivlin.com/book/saving-main-street/) - [Fire On The Prairie](https://garyrivlin.com/book/fire-on-the-prairie/) - [Drive By](https://garyrivlin.com/book/drive-by/) - [Masters at Work](https://garyrivlin.com/book/masters-at-work/) - [Broke, USA](https://garyrivlin.com/book/broke-usa/) - [Katrina](https://garyrivlin.com/book/katrina/) - [Becoming A Sports Agent](https://garyrivlin.wpengine.com/book/masters-at-work/) - [Becoming and Ethical Hacker](https://garyrivlin.wpengine.com/book/masters-at-work/) - [Becoming A Venture Capitalist](https://garyrivlin.wpengine.com/book/masters-at-work/) - [Stray Bullet](https://garyrivlin.com/book/stray-bullet/) - [The Plot To Get Bill Gates](https://garyrivlin.com/book/the-plot-to-get-bill-gates/) ## Articles - [The Working Class Millionaires of Silicon Valley](https://garyrivlin.com/article/the-working-class-millionaires-of-silicon-valley/) - [How One Small Business Found Sweet Success During the Pandemic](https://garyrivlin.com/article/how-one-small-business-found-sweet-success-during-the-pandemic/) - [The Madness of King George](https://garyrivlin.com/article/the-madness-of-king-george/) - [Who Killed Rudy Lozano?](https://garyrivlin.com/article/who-killed-rudy-lozano/) - [An Enemy of the State](https://garyrivlin.com/article/an-enemy-of-the-state/) - [The Lasting Effects of Hurricane Katrina](https://garyrivlin.com/article/the-lasting-effects-of-hurricane-katrina/) - [Secrets of the Tax Prep Business](https://garyrivlin.com/article/secrets-of-the-tax-prep-business/) - [Public Pensions for Sale](https://garyrivlin.com/article/public-pensions-for-sale/) - [Government by Goldman](https://garyrivlin.com/article/government-by-goldman/) - [The Night Chicago Burned](https://garyrivlin.com/article/the-night-chicago-burned/) - [Ten Years After Katrina: The Self-Fulfilling Prophecy that is the Lower 9th Ward](https://garyrivlin.com/article/why-the-lower-ninth-ward-looks-like-the-hurricane-just-hit/) - [All Parts of City to Rebuild Under New Orleans Plan](https://garyrivlin.com/article/all-parts-of-city-to-rebuild-under-new-orleans-plan/) - [Rich Neighborhood, Poor Neighborhood](https://garyrivlin.com/article/rich-neighborhood-poor-neighborhood/) - [Sometimes Be Evil: Google and Payday Loans](https://garyrivlin.com/article/sometimes-be-evil-google-and-payday-loans/) - [Creating the $40-billion-a-year Payday Lending Industry](https://garyrivlin.com/article/excerpt-from-broke-usa-appearing-in-business-week/) - [America's Poverty Tax](https://garyrivlin.com/article/americas-poverty-tax/) - [They Had Created This Remarkable System for Taking Every Last Dime From Their Customers.](https://garyrivlin.com/article/they-had-created-this-remarkable-system-for-taking-every-last-dime-from-their-customers/) - [Confessions of a Predatory Lender: “I felt like a modern-day gangster.”](https://garyrivlin.com/article/confessions-of-a-predatory-lender-i-felt-like-a-modern-day-gangster/) - [Post-Bubble Stress Syndrome in Silicon Valley](https://garyrivlin.com/article/post-bubble-stress-syndrome-in-silicon-valley/) - [Cash Now, Questions Later](https://garyrivlin.com/article/cash-now-questions-later/) - [New Orleans Executives Plan Revival](https://garyrivlin.com/article/new-orleans-executives-plan-revival/) - ["Mao Didn't Really Like Me"](https://garyrivlin.com/article/mao-didnt-really-like-me/) - [Hewlett-Packard unceremoniously dumps CEO Carly Fiorina](https://garyrivlin.com/article/hewlett-packard-unceremoniously-dumps-ceo-carly-fiorina/) - [The Bureau of Resistance.](https://garyrivlin.com/article/the-bureau-of-resistance/) - [Why New Orleans's Black Residents Are Still Under Water](https://garyrivlin.com/article/why-new-orleanss-black-residents-are-still-under-water/) - [It's Not Google. It's That Other Big I.P.O.](https://garyrivlin.com/article/its-not-google-its-that-other-big-i-p-o/) - [The Sniffer versus the Cybercrooks](https://garyrivlin.com/article/the-sniffer-versus-the-cybercrooks/) - [Leader of the Free World](https://garyrivlin.com/article/leader-of-the-free-world/) - [Why the Super Rich Pay the Half the Taxes We Do](https://garyrivlin.com/article/why-the-super-rich-pay-the-half-the-taxes-we-do/) - [Why Occupy Wall Street Hates the Big Banks](https://garyrivlin.com/article/why-occupy-wall-street-hates-the-big-banks/) - [How Low They Can Go](https://garyrivlin.com/article/how-low-they-can-go/) - [Seven Wretched Days](https://garyrivlin.com/article/seven-wretched-days/) - [The Corner Store After Katrina](https://garyrivlin.com/article/the-corner-store-after-katrina/) - [Why The Plan To Shrink New Orleans Failed](https://garyrivlin.com/article/why-the-plan-to-shrink-new-orleans-failed/) - [The Tug of the New-Fangled Slot Machine](https://garyrivlin.com/article/the-tug-of-the-new-fangled-slot-machine/) - [The Cold, Hard Lessons of Mobile Home U.](https://garyrivlin.com/article/the-cold-hard-lessons-of-mobile-home-u/) - [Stray Bullet](https://garyrivlin.com/article/stray-bullet/) - [Still Underwater Ten Years After Katrina](https://garyrivlin.com/article/still-underwater-ten-years-after-katrina/) - [Murder Victim #98](https://garyrivlin.com/article/murder-victim-98/) - [How Wall Street Defanged Dodd-Frank](https://garyrivlin.com/article/how-wall-street-defanged-dodd-frank/) - [The Billion Dollar Bank Heist](https://garyrivlin.com/article/the-billion-dollar-bank-heist/) ## Categories - [Uncategorized](https://garyrivlin.com/category/uncategorized/) - [Blog](https://garyrivlin.com/category/blog/) ## Tags - [New York Times](https://garyrivlin.com/tag/new-york-times/) - [Favorites](https://garyrivlin.com/tag/favorites/) - [Investigative Fund](https://garyrivlin.com/tag/investigative-fund/) - [Poverty Inc](https://garyrivlin.com/tag/poverty-inc/) - [Tech](https://garyrivlin.com/tag/tech/) - 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